Integration Guide

1. Setup

Register account https://paydefi.io/auth/register/ (opens in a new tab)
Set wallet address in settings section
Obtain API credentials.
Add webhook endpoint to receive notifications about payment status change

2. Making Requests

For more detailed information, visit the API Reference (Swagger) (opens in a new tab) directly.

Base URL

https://api.paydefi.io/

Authentication

To use the PayDeFi API, you must obtain an API key by signing up on the PayDeFi (opens in a new tab) website. Include this API key in the Authorization header of your requests.

Paydefi-Api-Key: YOUR_ACCESS_TOKEN

Webhook Payload Verification

Every payment status update request includes a Paydefi-Signature header. This header contains the SHA256 HMAC signature of the raw request payload, computed using your webhook secret as the key.

Paydefi-Signature: COMPUTED_SIGNATURE

1. Verify HMAC Signature

To verify the signature you have to:

Get your secret key by visiting Webhook settings page (opens in a new tab).
Get signature from Paydefi-Signature header.
Get the payload. It should be the raw body of the HTTP request, formatted as a JSON string. Any change in the payload could invalidate the signature, so it must be captured exactly as it arrives.

2. Implementation Example

const crypto = require("node:crypto");
 
verifySignature(signature, payload, secret) {
 
  // Create a new HMAC object using the secret key and the SHA256 hash algorithm
  const hmac = crypto.createHmac("sha256", secret).update(payload);
 
  // Generate the hexadecimal HMAC signature
  const computedSignature = hmac.digest("hex");
 
  // Compare the computed signature with the given signature
  return computedSignature === signature;
}
 
// Example values
const signature = "received_signature" // Replace "received_signature" with the signature you get from Paydefi-Signature header.
const payload = '{"orderId":"123","status":"ACCEPTED","paymentId":"234"}' // Example payload. Ensure it is raw as received.
const secret = "your_webhook_secret" // Replace "your_webhook_secret" with secret you received from https://paydefi.io/settings/webhooks.
 
const isValid = verifySignature(signature, payload, secret);
console.log("Signature is valid: ", isValid);

⚠️ Important: Make sure to capture the payload as a raw string, without parsing or modifying it.

Webhook Event Reference

Webhooks are triggered automatically when the status of a payment changes. Below is a breakdown of the available event types and example payloads for each.

1. Webhook Event Types

Status	Description
ACCEPTED	Payment is received and is currently being processed.
COMPLETED	Payment was successfully processed and finalized.
EXPIRED	The payment link expired before payment was completed.
CANCELLED	The payment attempt was rejected or superseded by a new one with the same `orderId`.

2. Webhook Payloads

ACCEPTED

{
  "orderId": "1",
  "status": "ACCEPTED",
  "metaData": null,
  "paymentId": "IEpGEyrQR_yDaDS"
}

COMPLETED

{
  "orderId": "1",
  "status": "COMPLETED",
  "metaData": null,
  "paymentId": "IEpGEyrQR_yDaDS",
  "transactions": [
    {
      "chainId": 1,
      "protocolFeeAmount": 0.0003,
      "protocolFeeRate": 0.003,
      "acceptanceRate": 0.005,
      "merchantAddress": "0x521E8E916EB48b7f7AAcb962b1cBb3C4Dc0921DE",
      "payIn": {
        "token": "0xaf88d065e77c8cC2239327C5EDb3A432268e5831",
        "symbol": "USDC",
        "amount": 0.1
      },
      "payOut": {
        "token": "0xaf88d065e77c8cc2239327c5edb3a432268e5831",
        "symbol": "USDC",
        "amount": 0.0997
      }
    }
  ]
}

EXPIRED

{
  "orderId": "1",
  "status": "EXPIRED",
  "metaData": null,
  "paymentId": "IEpGEyrQR_yDaDS"
}

CANCELLED

{
  "orderId": "1",
  "status": "CANCELLED",
  "metaData": null,
  "paymentId": "IEpGEyrQR_yDaDS"
}

Below is an example of the response body structure for a payment-related API response.

ℹ️ Note: The transactions field appears only when the status is COMPLETED. This array provides full breakdown of the processed blockchain transaction.

Parameter	Type	Optional	Description
orderId	string	No	Unique identifier for the payment.
status	string	No	Current status of the payment.
metaData	string \| null	Yes	Optional object allowing you to attach custom data to a payment. Returned in all webhook responses.
paymentId	string	No	Unique identifier assigned to the payment by PayDeFi.
transactions	array	Yes	Array of transaction details.

Charges and Currency Rates Standard Payment