Payments
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Web3 Payments
In traditional payments, like credit cards or bank transfers, your information is used by the merchant to pull money from your account. This means that the merchant (or payment processor) initiates the transaction and charges your account. In contrast, Web3 payments work as push payments, where the payer has full control over the payment process. To pay, the payer reviews the transaction details and signs it with their digital wallet. Once the transaction is signed, it’s broadcast to the blockchain for validation. This process is peer-to-peer, meaning it doesn’t rely on intermediaries.
Crypto payments: Web3 vs “Send to address”
By contrast, Web3 payments allow the payer to sign a transaction with predetermined parameters, such as the exact amount and recipient’s address, which ensures a high completion rate. Additionally, this approach allows leveraging public decentralized infrastructure to convert the cryptocurrency to stablecoins at the current market rate, so the merchant always receives the exact stablecoin amount expected. This direct transaction to the merchant’s wallet saves time and reduces gas fees, eliminating the extra transfers and common issues seen with "send payment" systems.
Why Choose Paydefi?
Instant Settlement. Payments settle directly into your crypto wallet without delays or third-party involvement.
Auto Conversion. Our solution uses decentralized finance infrastructure to convert payments to stablecoins in real time, addressing price volatility.
Pre-Configured Payments. No need for your customers to manually input wallet addresses or amounts. All they need to do is sign the transaction in their Web3 wallet.
Our platform brings you the power and flexibility of Web3 payments in an easy-to-use solution. Whether you’re managing account top-ups, in-game payments, or e-commerce transactions, PayDefi adapts to nearly any business model, helping you embrace the future of payments today.